Build cross-border money movement into your product.

One regulated API connects collection, settlement, FX, accounts, payouts, and stablecoin rails across Brazil, Mexico, Colombia, and the United States.

API documentation AI Agent (MCP)

Bacen-authorized FinCEN MSB Production-parity sandbox

POST/payments

// Illustrative example — see the docs for the real API
POST /payments
{
  "amount": 1000,
  "currency": "USD"
}

→ 200 OK
{
  "status": "completed"
}

Quickstart paths.

Pick the path closest to what you're shipping. Every quickstart runs in production-parity sandbox.

Accept a payment.

Stand up a Pix or SPEI Pay-in in 15 minutes.

Open a local account.

Provision a BRL or USD account in your customer's name.

Make a payout.

Dispatch a Pix or ACH payout.

Convert FX.

Quote and execute a USD→BRL conversion.

Start building in the docs

One API. Every flow.

Same authentication, same conventions, same shape across pay-in, payout, accounts, and FX.

See real examples in the documentation

SDKs and tooling.

Official SDKs and the tooling your team already uses for spec, testing, and uptime.

SDKs and tools in the documentation

Built for production.

Production-parity sandbox.

What you build in sandbox behaves the same in production.

Idempotent everything.

Every state-changing endpoint accepts Idempotency-Key.

Typed webhooks.

Every event documented and versioned.

AML, KYC, KYB, sanctions.

Built into the rails — your integration inherits the compliance layer.

AI-ready API.

A consistent, fully documented REST API — straightforward to build against, including with AI-assisted and agent-based workflows.

Read the documentation

Build on regulated infrastructure.

Our team works with you through every step of the integration.

Talk to sales

Brazil — Disclaimer regulatório

Payment and foreign-exchange services provided in Brazil under the ATTRUS brand are rendered exclusively by ATTRUS Instituição de Pagamento S/A, a Brazilian licensed electronic currency issuer and foreign exchange operator entity authorized by the Banco Central do Brasil and registered under SISBACEN code 00141 and CNPJ 10.789.035/0001-05, with offices at Rua Senador Milton Campos, 35, 14º andar, Bairro Vila da Serra, Nova Lima/MG, CEP 34006-050.

ATTRUS Instituição de Pagamento S/A operates within the regulated eFX framework administered by the Banco Central do Brasil, supporting international payments and transfers through exchange operations performed by authorized institutions in accordance with the controls required to prevent illicit conduct and ensure the lawful processing of every transaction.

Consumer rights, complaints, and regulatory inquiries relating to Brazilian operations may be directed in the first instance to ATTRUS's customer service channels at atendimento@attrus.com, or, in the second instance, to the official channels made available by the Banco Central do Brasil.

United States — Regulatory disclosure

ATTRUS is a financial technology company, not a bank. Deposit accounts made available through the ATTRUS platform in the United States are provided by a U.S. chartered depository institution acting as sponsor bank, Member FDIC. ATTRUS is the program manager and provides the technology platform; the sponsor bank holds client funds and provides banking services.

Money-transmission and foreign-exchange dealer activities within the ATTRUS group in the United States are conducted by FacilitaPay North America LLC, a Montana limited liability company (EIN 39-4700263), registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business under registration number 31000317304860. The registered activities are Money Transmitter and Dealer in Foreign Exchange. FacilitaPay North America LLC's registered address is 3011 American Way, Missoula, MT 59808.

Funds held in deposit accounts opened through the ATTRUS platform are deposited at the sponsor bank, Member FDIC. Subject to applicable FDIC requirements and limitations, deposits are eligible for FDIC pass-through insurance up to the standard maximum deposit insurance amount of $250,000 per depositor, per insured bank, for each ownership category. FDIC insurance does not protect against the failure of ATTRUS.

FDIC insurance applies only to U.S. dollar deposits held at the sponsor bank while in your deposit account. The following are not FDIC insured: (i) funds in transit through payment networks or correspondent banks; (ii) foreign-currency balances; (iii) funds held outside the United States; (iv) cryptocurrency or stablecoin balances; (v) investments or any other non-deposit products or services.

Cross-border payments, foreign-exchange conversion, international wire transfers, stablecoin and cryptocurrency services, and treasury services offered through the ATTRUS platform are provided by ATTRUS and/or its affiliates and licensed partners outside of the sponsor bank. These services are not deposit products, are not provided by the sponsor bank, and are not FDIC-insured. Applicable exchange rates and fees are disclosed prior to execution.

Complaints regarding money-transmission or foreign-exchange services may be directed in the first instance to compliance-us@attrus.com, and in the second instance through the channels listed in FinCEN's public guidance for Money Services Businesses and through the consumer-protection channels of the state in which the consumer resides.

Legal entities & addresses

Region	Entities	Office
🇧🇷 Brazil	ATTRUS Instituição de Pagamento S/A (Bacen IP, SISBACEN 00141, CNPJ 10.789.035/0001-05)	Rua Senador Milton Campos, 35, 14º andar, Nova Lima/MG, CEP 34006-050
🇺🇸 United States	Facilita INC · ATTRUS US LLC · FacilitaPay North America LLC (FinCEN MSB no. 31000317304860, EIN 39-4700263)	3350 Virginia Street, 2nd Floor, Miami, FL 33133
🇲🇽 Mexico	FPAY Internacional, SA de CV · FacilitaPay México, SA de CV	Polanco, Mexico City
🇨🇴 Colombia	FPay Colombia SAS (NIT 901.640.451-2)	Calle 81 11 55 Piso 9 Torre Norte, Bogotá D.C.