Pay sellers in seconds. Reconcile the platform side automatically.

Marketplaces move money between buyers, the platform, and sellers — across countries, currencies, and rails. ATTRUS runs that movement on one regulated infrastructure.

Three-sided money movementOne ledgerLocal rails on both sides

Marketplace flow · BR

Buyer

R$ 250

Platform

+R$ 25

Seller

R$ 225

Commission retained · Seller paid One ledger

What marketplaces need from us.

Split payments.

Retain platform commission automatically; route the rest to the seller's balance.

Scheduled or instant seller payouts.

Daily, weekly, or on-demand — to local bank accounts in BRL, MXN, COP, or USD.

Cross-border seller payments.

Pay Brazilian sellers in BRL via Pix; pay US sellers in USD via ACH; pay Colombian sellers via PSE.

Products you'll use.

Pay-in Payout Ledger & Portfolios FX & Settlement Compliance & Risk

Reference architecture.

Four steps from buyer to seller, with platform commission retained automatically.

01

Buyer pays

Local rail (Pix · SPEI · PSE · etc.)

02

ATTRUS collects

Into marketplace-controlled balance

03

Commission retained

Platform side automatic

04

Seller payout

Dispatched on seller's local rail

All recorded on one ledger; all reconciled on event.

Markets that matter for marketplaces.

🇧🇷 Brazil 🇲🇽 Mexico 🇨🇴 Colombia 🇺🇸 United States

Plus stablecoin rails for international seller settlement.

Why marketplaces choose ATTRUS.

Three reasons that compound across every market we serve.

Talk to an expert

01

Three-sided money movement, one system.

Buyer pay-in, platform commission retention, and seller payout share the same ledger. No two-system reconciliation, no manual joins at month-end.

02

Local rails on both sides.

Brazilian sellers paid in BRL via Pix; Colombian sellers via PSE; US sellers via ACH. Settlement on the seller's side as fast as on the buyer's.

03

Compliance at the rail level.

KYC for individual sellers, KYB for business sellers, AML monitoring on every payout — without your platform holding the regulatory burden.

Compliance considerations for marketplaces.

Marketplace flows touch buyer KYC, seller KYB (or KYC for individual sellers), and platform-side anti-fraud. ATTRUS's compliance layer handles all three, with audit trails on every state change.

Read our full compliance posture

Ready to scale your marketplace?

Talk to our team about three-sided money movement on one platform.

Brazil — Disclaimer regulatório

Payment and foreign-exchange services provided in Brazil under the ATTRUS brand are rendered exclusively by ATTRUS Instituição de Pagamento S/A, a Brazilian licensed electronic currency issuer and foreign exchange operator entity authorized by the Banco Central do Brasil and registered under SISBACEN code 00141 and CNPJ 10.789.035/0001-05, with offices at Rua Senador Milton Campos, 35, 14º andar, Bairro Vila da Serra, Nova Lima/MG, CEP 34006-050.

ATTRUS Instituição de Pagamento S/A operates within the regulated eFX framework administered by the Banco Central do Brasil, supporting international payments and transfers through exchange operations performed by authorized institutions in accordance with the controls required to prevent illicit conduct and ensure the lawful processing of every transaction.

Consumer rights, complaints, and regulatory inquiries relating to Brazilian operations may be directed in the first instance to ATTRUS's customer service channels at atendimento@attrus.com, or, in the second instance, to the official channels made available by the Banco Central do Brasil.

United States — Regulatory disclosure

ATTRUS is a financial technology company, not a bank. Deposit accounts made available through the ATTRUS platform in the United States are provided by a U.S. chartered depository institution acting as sponsor bank, Member FDIC. ATTRUS is the program manager and provides the technology platform; the sponsor bank holds client funds and provides banking services.

Money-transmission and foreign-exchange dealer activities within the ATTRUS group in the United States are conducted by FacilitaPay North America LLC, a Montana limited liability company (EIN 39-4700263), registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business under registration number 31000317304860. The registered activities are Money Transmitter and Dealer in Foreign Exchange. FacilitaPay North America LLC's registered address is 3011 American Way, Missoula, MT 59808.

Funds held in deposit accounts opened through the ATTRUS platform are deposited at the sponsor bank, Member FDIC. Subject to applicable FDIC requirements and limitations, deposits are eligible for FDIC pass-through insurance up to the standard maximum deposit insurance amount of $250,000 per depositor, per insured bank, for each ownership category. FDIC insurance does not protect against the failure of ATTRUS.

FDIC insurance applies only to U.S. dollar deposits held at the sponsor bank while in your deposit account. The following are not FDIC insured: (i) funds in transit through payment networks or correspondent banks; (ii) foreign-currency balances; (iii) funds held outside the United States; (iv) cryptocurrency or stablecoin balances; (v) investments or any other non-deposit products or services.

Cross-border payments, foreign-exchange conversion, international wire transfers, stablecoin and cryptocurrency services, and treasury services offered through the ATTRUS platform are provided by ATTRUS and/or its affiliates and licensed partners outside of the sponsor bank. These services are not deposit products, are not provided by the sponsor bank, and are not FDIC-insured. Applicable exchange rates and fees are disclosed prior to execution.

Complaints regarding money-transmission or foreign-exchange services may be directed in the first instance to compliance-us@attrus.com, and in the second instance through the channels listed in FinCEN's public guidance for Money Services Businesses and through the consumer-protection channels of the state in which the consumer resides.

Legal entities & addresses

Region	Entities	Office
🇧🇷 Brazil	ATTRUS Instituição de Pagamento S/A (Bacen IP, SISBACEN 00141, CNPJ 10.789.035/0001-05)	Rua Senador Milton Campos, 35, 14º andar, Nova Lima/MG, CEP 34006-050
🇺🇸 United States	Facilita INC · ATTRUS US LLC · FacilitaPay North America LLC (FinCEN MSB no. 31000317304860, EIN 39-4700263)	3350 Virginia Street, 2nd Floor, Miami, FL 33133
🇲🇽 Mexico	FPAY Internacional, SA de CV · FacilitaPay México, SA de CV	Polanco, Mexico City
🇨🇴 Colombia	FPay Colombia SAS (NIT 901.640.451-2)	Calle 81 11 55 Piso 9 Torre Norte, Bogotá D.C.